You're Now Reading:
Check to See if You are Eligible for a HARP Refinance
The Easy Way to Shop For a Mortgage Loan
Fill Out One Questionnare
Receive Multiple Offers. Save Money.
You're Now Reading:
Check to See if You are Eligible for a HARP Refinance
The Easy Way to Shop For a Mortgage Loan
Fill Out One Questionnare
Receive Multiple Offers. Save Money.
The Easy Way to Shop For a Mortgage Loan
Fill Out One Questionnare
Receive Multiple Offers. Save Money.
You're Now Reading:
Check to See if You are Eligible for a HARP Refinance
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Home Buying Tips
Home Selling Tips
About Mortgages
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Mortgage Rates
Check to See if You are Eligible for a HARP Refinance 2017-09-27T08:01:42+00:00

Step One: See If You’re Eligible

The first step in obtaining a HARP loan is checking to see if you are eligible. Only mortgage loans owned or guaranteed by Freddie Mac or Fannie Mae are eligible for HARP. Check your eligibility below:

See if Freddie Mac owns your loan

See if Fannie Mae owns your loan

General Eligibility Requirements

You may be eligible for HARP through your existing lender or a different participating lender if you meet the following requirements:

– Your mortgage must be owned or guaranteed by Freddie Mac or Fannie Mae

– Your mortgage must have been sold to Freddie Mac or Fannie Mae on or before May 31, 2009

– Your current loan-to-value (LTV) ratio must be greater than 80%

– Must be current on your mortgage, with no late payments in the last six months and no more than one in the past 12 months

Not every lender, including your existing lender is participating in HARP. Not only that, every lender has different eligibility requirements and charges different loan fees and interest rates.

Shopping for a HARP loan is no different than shopping for any mortgage…compare costs and fees to get the best loan.

Even if you’ve been turned down by one lender, don’t be afraid to try another. Although HARP does have a few basic requirements, lenders participating in the program have different eligibility requirements that may allow you to qualify with a different lender.

Related Articles:

Learn about the HARP Refinance Loan Program

What are the advantages of a HARP Refinance Loan?

What are the requirements for a HARP Refinance Loan?

FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at MortgageLoanRateUpdate and the offers you have received, you've found the right product and the best rate.
HOW
MORTGAGELOANRATEUPDATE
WORKS
Whether you're looking to refinance your current loan, purchasing a new home or looking for a home equity loan, we make it easy at Mortgageloanrateupdate. Our questionnaire is simple and quick to use and your information is safely transmitted to us with SSL encryption. With just two minutes of your time, you could have multiple lenders competing for your business which could save you thousands.
ADVANTAGES OF USING
MORTGAGELOANRATEUPDATE
FAST & EASY. DATA ENCRYPTED
Applying to multiple lenders is fast and easy with our one simple questionnaire. Choose the product you’re looking for, take a few moments to answer a few questions and you’re on your way to saving.
NO OBLIGATION. NO HIDDEN FEES
Any of the services on our website are 100% free, there is no obligation to use our services or any hidden fees. We’re not loan brokers so we don’t charge broker fees like other websites.
NO SSN OR CREDIT CHECK
No SSN or credit check is necessary to use our services. We bring lenders to you so they can compete for your business and you save. That information only becomes necessary after you choose a lender.
Home Buying
Tips
Home Selling
Tips
About
Mortgages
Mortgage
Calculator
Mortgage
Rates
Check to See if You are Eligible for a HARP Refinance 2017-09-27T08:01:42+00:00

Step One: See If You’re Eligible

The first step in obtaining a HARP loan is checking to see if you are eligible. Only mortgage loans owned or guaranteed by Freddie Mac or Fannie Mae are eligible for HARP. Check your eligibility below:

See if Freddie Mac owns your loan

See if Fannie Mae owns your loan

General Eligibility Requirements

You may be eligible for HARP through your existing lender or a different participating lender if you meet the following requirements:

– Your mortgage must be owned or guaranteed by Freddie Mac or Fannie Mae

– Your mortgage must have been sold to Freddie Mac or Fannie Mae on or before May 31, 2009

– Your current loan-to-value (LTV) ratio must be greater than 80%

– Must be current on your mortgage, with no late payments in the last six months and no more than one in the past 12 months

Not every lender, including your existing lender is participating in HARP. Not only that, every lender has different eligibility requirements and charges different loan fees and interest rates.

Shopping for a HARP loan is no different than shopping for any mortgage…compare costs and fees to get the best loan.

Even if you’ve been turned down by one lender, don’t be afraid to try another. Although HARP does have a few basic requirements, lenders participating in the program have different eligibility requirements that may allow you to qualify with a different lender.

Related Articles:

Learn about the HARP Refinance Loan Program

What are the advantages of a HARP Refinance Loan?

What are the requirements for a HARP Refinance Loan?

FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
HOW
MORTGAGELOANRATEUPDATE
WORKS
Whether you're looking to refinance your current loan, purchasing a new home or looking for a home equity loan, we make it easy at MortgageLoanRateUpdate. Our questionnaire is simple and quick to use and your information is safely transmitted to us with SSL encryption. With just two minutes of your time, you could have multiple lenders competing for your business which could save you thousands.
ADVANTAGES OF USING
MORTGAGELOANRATEUPDATE
FAST & EASY. DATA ENCRYPTED
Applying to multiple lenders is fast and easy with our one simple questionnaire. Choose the product you’re looking for, take a few moments to answer a few questions and you’re on your way to saving.
NO OBLIGATION. NO HIDDEN FEES
Any of the services on our website are 100% free, there is no obligation to use our services or any hidden fees. We’re not loan brokers so we don’t charge broker fees like other websites.
NO SSN OR CREDIT CHECK
No SSN or credit check is necessary to use our services. We bring lenders to you so they can compete for your business and you save. That information only becomes necessary after you choose a lender.
Check to See if You are Eligible for a HARP Refinance 2017-09-27T08:01:42+00:00

Step One: See If You’re Eligible

The first step in obtaining a HARP loan is checking to see if you are eligible. Only mortgage loans owned or guaranteed by Freddie Mac or Fannie Mae are eligible for HARP. Check your eligibility below:

See if Freddie Mac owns your loan

See if Fannie Mae owns your loan

General Eligibility Requirements

You may be eligible for HARP through your existing lender or a different participating lender if you meet the following requirements:

– Your mortgage must be owned or guaranteed by Freddie Mac or Fannie Mae

– Your mortgage must have been sold to Freddie Mac or Fannie Mae on or before May 31, 2009

– Your current loan-to-value (LTV) ratio must be greater than 80%

– Must be current on your mortgage, with no late payments in the last six months and no more than one in the past 12 months

Not every lender, including your existing lender is participating in HARP. Not only that, every lender has different eligibility requirements and charges different loan fees and interest rates.

Shopping for a HARP loan is no different than shopping for any mortgage…compare costs and fees to get the best loan.

Even if you’ve been turned down by one lender, don’t be afraid to try another. Although HARP does have a few basic requirements, lenders participating in the program have different eligibility requirements that may allow you to qualify with a different lender.

Related Articles:

Learn about the HARP Refinance Loan Program

What are the advantages of a HARP Refinance Loan?

What are the requirements for a HARP Refinance Loan?

Home Buying Tips
Home Selling Tips
About
Mortgages
HOW
MORTGAGELOANRATEUPDATE
WORKS
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at MortgageLoanRateUpdate and the offers you have received, you've found the right product and the best rate.
ADVANTAGES OF USING
MORTGAGELOANRATEUPDATE
FAST & EASY. DATA ENCRYPTED
Applying to multiple lenders is fast and easy with our one simple questionnaire. Choose the product you’re looking for, take a few moments to answer a few questions and you’re on your way to saving.
NO OBLIGATION. NO HIDDEN FEES
Any of the services on our website are 100% free, there is no obligation to use our services or any hidden fees. We’re not loan brokers so we don’t charge broker fees like other websites.
NO SSN OR CREDIT
CHECK
No SSN or credit check is necessary to use our services. We bring lenders to you so they can compete for your business and you save. That information only becomes necessary after you choose a lender.