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You're Now Reading:
Beige Book: Economy Growing at Slow to Moderate Pace
The Easy Way to Shop For a Mortgage Loan
Fill Out One Questionnare
Receive Multiple Offers. Save Money.
You're Now Reading:
Beige Book: Economy Growing at Slow to Moderate Pace
The Easy Way to Shop For a Mortgage Loan
Fill Out One Questionnare
Receive Multiple Offers. Save Money.
The Easy Way to Shop For a Mortgage Loan
Fill Out One Questionnare
Receive Multiple Offers. Save Money.
You're Now Reading:
Beige Book: Economy Growing at Slow to Moderate Pace
Mortgage Calculator
Mortgage Rates
Home Buying Tips
Home Selling Tips
About Mortgages
Mortgage Calculator
Mortgage Rates

December 1, 2011 (Chris Moore)

Economic activity was reported as increasing at a slow to moderate pace in all Federal Reserve Districts except St. Louis according to the latest edition of the Beige Book released by the Federal Reserve.

Most Districts reported an up-tick in retail sales with retailers generally more positive than they were at the beginning of October. Kansas City, Philadelphia, Cleveland, Minneapolis, and San Francisco reported gains in retail sales, while New York reported same-store sales were mostly on or ahead of plan. Dallas reported that retail growth sales had moderated, while Atlanta and St. Louis reported weaker sales.

Auto sales were reported as either gaining or holding steady in most Districts, with Chicago reporting a slowdown in the pace of sales in November.

Residential real estate activity improved since the last report, but varied across the Districts, with Philadelphia, Richmond, Minneapolis, Kansas City, and Dallas reporting improved activity while New York, Boston, Cleveland, and San Francisco reported flat activity at relatively low levels. Atlanta and St. Louis reported decreased sales.

Residential construction remained sluggish as single-family home construction remained at low levels while multi-family housing construction continued to be the bright spot in a dismal housing construction picture with the New York, Philadelphia, Cleveland, Chicago, and Minneapolis Districts reporting that construction of multi-family housing had improved.

Multi-family construction in St. Louis and Kansas City were at decreased levels while San Francisco’s activity was described as “anemic.”

Overall loan demand increased slightly since the last report with several districts reporting an increase in mortgage refinancing. New York, Philadelphia, Cleveland, and Kansas City reported increased loan demand while Chicago, St. Louis, Dallas, and San Francisco noted relatively unchanged loan demand. Atlanta reported loan demand was soft.

Credit standards and quality varied across the Districts with stable or improving loan quality reported in Philadelphia, Kansas City, Dallas, and San Francisco.

Tags: Federal Reserve, Beige Book, housing market, real estate markets, single family homes, multifamily market, construction activity

Source:
Federal Reserve

FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at MortgageLoanRateUpdate and the offers you have received, you've found the right product and the best rate.
HOW
MORTGAGELOANRATEUPDATE
WORKS
Whether you're looking to refinance your current loan, purchasing a new home or looking for a home equity loan, we make it easy at Mortgageloanrateupdate. Our questionnaire is simple and quick to use and your information is safely transmitted to us with SSL encryption. With just two minutes of your time, you could have multiple lenders competing for your business which could save you thousands.
ADVANTAGES OF USING
MORTGAGELOANRATEUPDATE
FAST & EASY. DATA ENCRYPTED
Applying to multiple lenders is fast and easy with our one simple questionnaire. Choose the product you’re looking for, take a few moments to answer a few questions and you’re on your way to saving.
NO OBLIGATION. NO HIDDEN FEES
Any of the services on our website are 100% free, there is no obligation to use our services or any hidden fees. We’re not loan brokers so we don’t charge broker fees like other websites.
NO SSN OR CREDIT CHECK
No SSN or credit check is necessary to use our services. We bring lenders to you so they can compete for your business and you save. That information only becomes necessary after you choose a lender.
Home Buying
Tips
Home Selling
Tips
About
Mortgages
Mortgage
Calculator
Mortgage
Rates

December 1, 2011 (Chris Moore)

Economic activity was reported as increasing at a slow to moderate pace in all Federal Reserve Districts except St. Louis according to the latest edition of the Beige Book released by the Federal Reserve.

Most Districts reported an up-tick in retail sales with retailers generally more positive than they were at the beginning of October. Kansas City, Philadelphia, Cleveland, Minneapolis, and San Francisco reported gains in retail sales, while New York reported same-store sales were mostly on or ahead of plan. Dallas reported that retail growth sales had moderated, while Atlanta and St. Louis reported weaker sales.

Auto sales were reported as either gaining or holding steady in most Districts, with Chicago reporting a slowdown in the pace of sales in November.

Residential real estate activity improved since the last report, but varied across the Districts, with Philadelphia, Richmond, Minneapolis, Kansas City, and Dallas reporting improved activity while New York, Boston, Cleveland, and San Francisco reported flat activity at relatively low levels. Atlanta and St. Louis reported decreased sales.

Residential construction remained sluggish as single-family home construction remained at low levels while multi-family housing construction continued to be the bright spot in a dismal housing construction picture with the New York, Philadelphia, Cleveland, Chicago, and Minneapolis Districts reporting that construction of multi-family housing had improved.

Multi-family construction in St. Louis and Kansas City were at decreased levels while San Francisco’s activity was described as “anemic.”

Overall loan demand increased slightly since the last report with several districts reporting an increase in mortgage refinancing. New York, Philadelphia, Cleveland, and Kansas City reported increased loan demand while Chicago, St. Louis, Dallas, and San Francisco noted relatively unchanged loan demand. Atlanta reported loan demand was soft.

Credit standards and quality varied across the Districts with stable or improving loan quality reported in Philadelphia, Kansas City, Dallas, and San Francisco.

Tags: Federal Reserve, Beige Book, housing market, real estate markets, single family homes, multifamily market, construction activity

Source:
Federal Reserve

FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
HOW
MORTGAGELOANRATEUPDATE
WORKS
Whether you're looking to refinance your current loan, purchasing a new home or looking for a home equity loan, we make it easy at MortgageLoanRateUpdate. Our questionnaire is simple and quick to use and your information is safely transmitted to us with SSL encryption. With just two minutes of your time, you could have multiple lenders competing for your business which could save you thousands.
ADVANTAGES OF USING
MORTGAGELOANRATEUPDATE
FAST & EASY. DATA ENCRYPTED
Applying to multiple lenders is fast and easy with our one simple questionnaire. Choose the product you’re looking for, take a few moments to answer a few questions and you’re on your way to saving.
NO OBLIGATION. NO HIDDEN FEES
Any of the services on our website are 100% free, there is no obligation to use our services or any hidden fees. We’re not loan brokers so we don’t charge broker fees like other websites.
NO SSN OR CREDIT CHECK
No SSN or credit check is necessary to use our services. We bring lenders to you so they can compete for your business and you save. That information only becomes necessary after you choose a lender.

December 1, 2011 (Chris Moore)

Economic activity was reported as increasing at a slow to moderate pace in all Federal Reserve Districts except St. Louis according to the latest edition of the Beige Book released by the Federal Reserve.

Most Districts reported an up-tick in retail sales with retailers generally more positive than they were at the beginning of October. Kansas City, Philadelphia, Cleveland, Minneapolis, and San Francisco reported gains in retail sales, while New York reported same-store sales were mostly on or ahead of plan. Dallas reported that retail growth sales had moderated, while Atlanta and St. Louis reported weaker sales.

Auto sales were reported as either gaining or holding steady in most Districts, with Chicago reporting a slowdown in the pace of sales in November.

Residential real estate activity improved since the last report, but varied across the Districts, with Philadelphia, Richmond, Minneapolis, Kansas City, and Dallas reporting improved activity while New York, Boston, Cleveland, and San Francisco reported flat activity at relatively low levels. Atlanta and St. Louis reported decreased sales.

Residential construction remained sluggish as single-family home construction remained at low levels while multi-family housing construction continued to be the bright spot in a dismal housing construction picture with the New York, Philadelphia, Cleveland, Chicago, and Minneapolis Districts reporting that construction of multi-family housing had improved.

Multi-family construction in St. Louis and Kansas City were at decreased levels while San Francisco’s activity was described as “anemic.”

Overall loan demand increased slightly since the last report with several districts reporting an increase in mortgage refinancing. New York, Philadelphia, Cleveland, and Kansas City reported increased loan demand while Chicago, St. Louis, Dallas, and San Francisco noted relatively unchanged loan demand. Atlanta reported loan demand was soft.

Credit standards and quality varied across the Districts with stable or improving loan quality reported in Philadelphia, Kansas City, Dallas, and San Francisco.

Tags: Federal Reserve, Beige Book, housing market, real estate markets, single family homes, multifamily market, construction activity

Source:
Federal Reserve

Home Buying Tips
Home Selling Tips
About
Mortgages
HOW
MORTGAGELOANRATEUPDATE
WORKS
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at MortgageLoanRateUpdate and the offers you have received, you've found the right product and the best rate.
ADVANTAGES OF USING
MORTGAGELOANRATEUPDATE
FAST & EASY. DATA ENCRYPTED
Applying to multiple lenders is fast and easy with our one simple questionnaire. Choose the product you’re looking for, take a few moments to answer a few questions and you’re on your way to saving.
NO OBLIGATION. NO HIDDEN FEES
Any of the services on our website are 100% free, there is no obligation to use our services or any hidden fees. We’re not loan brokers so we don’t charge broker fees like other websites.
NO SSN OR CREDIT
CHECK
No SSN or credit check is necessary to use our services. We bring lenders to you so they can compete for your business and you save. That information only becomes necessary after you choose a lender.