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New HOME Act Provides Additional Protections to Fair Housing Act
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You're Now Reading:
New HOME Act Provides Additional Protections to Fair Housing Act
The Easy Way to Shop For a Mortgage Loan
Fill Out One Questionnare
Receive Multiple Offers. Save Money.
The Easy Way to Shop For a Mortgage Loan
Fill Out One Questionnare
Receive Multiple Offers. Save Money.
You're Now Reading:
New HOME Act Provides Additional Protections to Fair Housing Act
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December 10 2010 (Chris Moore)
fair-housing-image
The Housing Opportunities Made Equal (HOME) Act was introduced into Congress on Wednesday which modernizes the federal Fair Housing Act in several important ways, including extending federal civil rights protections to people based upon their sexual orientation, gender identity, or source of income.

The National Fair Housing Alliance (NFHA) has endorsed the bill and applauds Congressman Jerrold Nadler, who introduced the bill, for his insight and initiative.

Currently, the Fair Housing Act promotes residential diversity and makes it illegal to discriminate on the basis of race, color, religious, national origin, gender, disability, or familial status. Yet, the Act does not extend protections to gay, lesbian, bisexual and transgender (LGBT) people, who often face harassment and violence from housing providers and neighbors or home seekers who intend to pay for housing with government assistance.

In the absence of federal prohibitions, landlords, real estate agents and mortgage lenders may offer housing on discriminatory terms to LGBT individuals, and landlords may blatantly refuse to rent to people seeking to pay for housing with veteran benefits, government-issued vouchers or social security.

NFHA President and CEO Shanna L. Smith stated, “Housing discrimination runs counter to the American spirit of opportunity, and instead is part of America’s dark history of senseless exclusion. This bill takes the long needed step of ensuring that housing providers can not reject people or subject them to discriminatory treatment because of their sexual orientation, gender identity, or legal source of income. Housing providers can and must only use pertinent factors such as rental history or financial qualifications to make decisions about home seekers.”

In addition to protections for sexual orientation, gender identity, and source of income, the bill would add the following to the Fair Housing Act:

– add protections based on marital status;

– reinforce existing protections for people who are discriminated against after they have already rented or purchased a home;

-allow the public to hold municipalities accountable for failing to advance fair housing laws;

– update the definition of “familial status” – a currently federally protected class that prevents discrimination against families with children – to be more inclusive of more family types;

– improve the Department of Justice’s ability to investigate potential fair housing and fair lending violations; and

– clarify and strengthen protections for people with disabilities.

Tags: fair housing act, protections, harassment, marital status, fair housing laws, familial status, disabilities

FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at MortgageLoanRateUpdate and the offers you have received, you've found the right product and the best rate.
HOW
MORTGAGELOANRATEUPDATE
WORKS
Whether you're looking to refinance your current loan, purchasing a new home or looking for a home equity loan, we make it easy at Mortgageloanrateupdate. Our questionnaire is simple and quick to use and your information is safely transmitted to us with SSL encryption. With just two minutes of your time, you could have multiple lenders competing for your business which could save you thousands.
ADVANTAGES OF USING
MORTGAGELOANRATEUPDATE
FAST & EASY. DATA ENCRYPTED
Applying to multiple lenders is fast and easy with our one simple questionnaire. Choose the product you’re looking for, take a few moments to answer a few questions and you’re on your way to saving.
NO OBLIGATION. NO HIDDEN FEES
Any of the services on our website are 100% free, there is no obligation to use our services or any hidden fees. We’re not loan brokers so we don’t charge broker fees like other websites.
NO SSN OR CREDIT CHECK
No SSN or credit check is necessary to use our services. We bring lenders to you so they can compete for your business and you save. That information only becomes necessary after you choose a lender.
Home Buying
Tips
Home Selling
Tips
About
Mortgages
Mortgage
Calculator
Mortgage
Rates

December 10 2010 (Chris Moore)
fair-housing-image
The Housing Opportunities Made Equal (HOME) Act was introduced into Congress on Wednesday which modernizes the federal Fair Housing Act in several important ways, including extending federal civil rights protections to people based upon their sexual orientation, gender identity, or source of income.

The National Fair Housing Alliance (NFHA) has endorsed the bill and applauds Congressman Jerrold Nadler, who introduced the bill, for his insight and initiative.

Currently, the Fair Housing Act promotes residential diversity and makes it illegal to discriminate on the basis of race, color, religious, national origin, gender, disability, or familial status. Yet, the Act does not extend protections to gay, lesbian, bisexual and transgender (LGBT) people, who often face harassment and violence from housing providers and neighbors or home seekers who intend to pay for housing with government assistance.

In the absence of federal prohibitions, landlords, real estate agents and mortgage lenders may offer housing on discriminatory terms to LGBT individuals, and landlords may blatantly refuse to rent to people seeking to pay for housing with veteran benefits, government-issued vouchers or social security.

NFHA President and CEO Shanna L. Smith stated, “Housing discrimination runs counter to the American spirit of opportunity, and instead is part of America’s dark history of senseless exclusion. This bill takes the long needed step of ensuring that housing providers can not reject people or subject them to discriminatory treatment because of their sexual orientation, gender identity, or legal source of income. Housing providers can and must only use pertinent factors such as rental history or financial qualifications to make decisions about home seekers.”

In addition to protections for sexual orientation, gender identity, and source of income, the bill would add the following to the Fair Housing Act:

– add protections based on marital status;

– reinforce existing protections for people who are discriminated against after they have already rented or purchased a home;

-allow the public to hold municipalities accountable for failing to advance fair housing laws;

– update the definition of “familial status” – a currently federally protected class that prevents discrimination against families with children – to be more inclusive of more family types;

– improve the Department of Justice’s ability to investigate potential fair housing and fair lending violations; and

– clarify and strengthen protections for people with disabilities.

Tags: fair housing act, protections, harassment, marital status, fair housing laws, familial status, disabilities

FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
HOW
MORTGAGELOANRATEUPDATE
WORKS
Whether you're looking to refinance your current loan, purchasing a new home or looking for a home equity loan, we make it easy at MortgageLoanRateUpdate. Our questionnaire is simple and quick to use and your information is safely transmitted to us with SSL encryption. With just two minutes of your time, you could have multiple lenders competing for your business which could save you thousands.
ADVANTAGES OF USING
MORTGAGELOANRATEUPDATE
FAST & EASY. DATA ENCRYPTED
Applying to multiple lenders is fast and easy with our one simple questionnaire. Choose the product you’re looking for, take a few moments to answer a few questions and you’re on your way to saving.
NO OBLIGATION. NO HIDDEN FEES
Any of the services on our website are 100% free, there is no obligation to use our services or any hidden fees. We’re not loan brokers so we don’t charge broker fees like other websites.
NO SSN OR CREDIT CHECK
No SSN or credit check is necessary to use our services. We bring lenders to you so they can compete for your business and you save. That information only becomes necessary after you choose a lender.

December 10 2010 (Chris Moore)
fair-housing-image
The Housing Opportunities Made Equal (HOME) Act was introduced into Congress on Wednesday which modernizes the federal Fair Housing Act in several important ways, including extending federal civil rights protections to people based upon their sexual orientation, gender identity, or source of income.

The National Fair Housing Alliance (NFHA) has endorsed the bill and applauds Congressman Jerrold Nadler, who introduced the bill, for his insight and initiative.

Currently, the Fair Housing Act promotes residential diversity and makes it illegal to discriminate on the basis of race, color, religious, national origin, gender, disability, or familial status. Yet, the Act does not extend protections to gay, lesbian, bisexual and transgender (LGBT) people, who often face harassment and violence from housing providers and neighbors or home seekers who intend to pay for housing with government assistance.

In the absence of federal prohibitions, landlords, real estate agents and mortgage lenders may offer housing on discriminatory terms to LGBT individuals, and landlords may blatantly refuse to rent to people seeking to pay for housing with veteran benefits, government-issued vouchers or social security.

NFHA President and CEO Shanna L. Smith stated, “Housing discrimination runs counter to the American spirit of opportunity, and instead is part of America’s dark history of senseless exclusion. This bill takes the long needed step of ensuring that housing providers can not reject people or subject them to discriminatory treatment because of their sexual orientation, gender identity, or legal source of income. Housing providers can and must only use pertinent factors such as rental history or financial qualifications to make decisions about home seekers.”

In addition to protections for sexual orientation, gender identity, and source of income, the bill would add the following to the Fair Housing Act:

– add protections based on marital status;

– reinforce existing protections for people who are discriminated against after they have already rented or purchased a home;

-allow the public to hold municipalities accountable for failing to advance fair housing laws;

– update the definition of “familial status” – a currently federally protected class that prevents discrimination against families with children – to be more inclusive of more family types;

– improve the Department of Justice’s ability to investigate potential fair housing and fair lending violations; and

– clarify and strengthen protections for people with disabilities.

Tags: fair housing act, protections, harassment, marital status, fair housing laws, familial status, disabilities

Home Buying Tips
Home Selling Tips
About
Mortgages
HOW
MORTGAGELOANRATEUPDATE
WORKS
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at MortgageLoanRateUpdate and the offers you have received, you've found the right product and the best rate.
ADVANTAGES OF USING
MORTGAGELOANRATEUPDATE
FAST & EASY. DATA ENCRYPTED
Applying to multiple lenders is fast and easy with our one simple questionnaire. Choose the product you’re looking for, take a few moments to answer a few questions and you’re on your way to saving.
NO OBLIGATION. NO HIDDEN FEES
Any of the services on our website are 100% free, there is no obligation to use our services or any hidden fees. We’re not loan brokers so we don’t charge broker fees like other websites.
NO SSN OR CREDIT
CHECK
No SSN or credit check is necessary to use our services. We bring lenders to you so they can compete for your business and you save. That information only becomes necessary after you choose a lender.