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Thirty Year Mortgage Rates Below Four Percent for a Year
The Easy Way to Shop For a Mortgage Loan
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You're Now Reading:
Thirty Year Mortgage Rates Below Four Percent for a Year
The Easy Way to Shop For a Mortgage Loan
Fill Out One Questionnare
Receive Multiple Offers. Save Money.
The Easy Way to Shop For a Mortgage Loan
Fill Out One Questionnare
Receive Multiple Offers. Save Money.
You're Now Reading:
Thirty Year Mortgage Rates Below Four Percent for a Year
Mortgage Calculator
Mortgage Rates
Home Buying Tips
Home Selling Tips
About Mortgages
Mortgage Calculator
Mortgage Rates

Average interest rates on 30-year fixed rate mortgages climbed higher this week but surpassed the one year mark of remaining under four percent according to Freddie Mac’s Primary Mortgage Market Survey® (PMMS) for the week ending March 28th, 2013.

Fixed Rate Mortgages:

Interest rates on fixed rate mortgages were up slightly from last week with the 30-year fixed rate mortgage climbing three basis points this week to 3.57 percent with an average of 0.8 points. Mortgage rates for the 30-year fixed mortgage have been under four percent for 53 consecutive weeks. A year ago, the 30-year fixed rate mortgage averaged 3.99 percent.

Average 30-year rates were generally the lowest in the Western portion of the United States where mortgage rates averaged 3.54 percent while the highest rates were reported in the Southwestern area of the country where interest rates averaged 3.61 percent.

The 15-year fixed rate mortgage moved to 2.76 percent with an average of 0.7 points from an average of 2.72 percent last week. Mortgage rates for the 15-year fixed mortgage have been under three percent for 44 consecutive weeks. At this time last year, the 15-year fixed rate mortgage averaged 3.23 percent.

Adjustable Rate Mortgages:

Interest rates for adjustable-rate mortgages were mixed this week with the 5-year Treasury-indexed hybrid ARM averaging 2.68 percent, with an average of 0.6 points, up from an average of 2.61 percent last week. The 5-year adjustable rate mortgage averaged 2.90 percent a year earlier.

The 1-year Treasury-indexed adjustable rate mortgage averaged 2.62 percent with an average of 0.3 points, down slightly from last week’s average of 2.63 percent. A year ago, the 1-year adjustable rate mortgage averaged 2.78 percent.

30-Year Fixed Rate Mortgages US NE SE NC SW W
Average 3.57 3.60 3.59 3.56 3.61 3.54
Fees & Points 0.8 0.7 0.8 0.8 0.8 0.8

15-Year Fixed Rate Mortgages US NE SE NC SW W
Average 2.76 2.79 2.78 2.72 2.82 2.73
Fees & Points 0.7 0.7 0.7 0.7 0.7 0.7

5/1-Year Adjustable Rate Mortgages US NE SE NC SW W
Average 2.68 2.70 2.72 2.76 2.70 2.60
Fees & Points 0.6 0.5 0.6 0.5 0.6 0.6
Margin 2.75 2.76 2.75 2.73 2.75 2.74

1-Year Adjustable Rate Mortgages US NE SE NC SW W
Average 2.62 2.73 2.51 2.75 2.57 2.53
Fees & Points 0.3 0.4 0.4 0.2 0.4 0.3
Margin 2.75 2.77 2.75 2.73 2.77 2.75

The National Mortgage Rate Snapshot One Year Ago One Week Ago
30-YR 15-YR 5/1-YR 1-YR ARM 30-YR 15-YR 5/1-YR 1-YR ARM
Average 3.99 3.23 2.90 2.78 3.54 2.72 2.61 2.63
Fees & Points 0.7 0.8 0.8 0.6 0.8 0.7 0.6 0.4
Margin N/A N/A 2.74 2.76 N/A N/A 2.74 2.75

Tags: 15-year fixed, 30-year fixed, fixed rate mortgage, freddie mac, interest rates, mortgage rates, 5-year hybrid, 1-year treasury

Source:
Freddie Mac

Reported by Shirley Allen

FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at MortgageLoanRateUpdate and the offers you have received, you've found the right product and the best rate.
HOW
MORTGAGELOANRATEUPDATE
WORKS
Whether you're looking to refinance your current loan, purchasing a new home or looking for a home equity loan, we make it easy at Mortgageloanrateupdate. Our questionnaire is simple and quick to use and your information is safely transmitted to us with SSL encryption. With just two minutes of your time, you could have multiple lenders competing for your business which could save you thousands.
ADVANTAGES OF USING
MORTGAGELOANRATEUPDATE
FAST & EASY. DATA ENCRYPTED
Applying to multiple lenders is fast and easy with our one simple questionnaire. Choose the product you’re looking for, take a few moments to answer a few questions and you’re on your way to saving.
NO OBLIGATION. NO HIDDEN FEES
Any of the services on our website are 100% free, there is no obligation to use our services or any hidden fees. We’re not loan brokers so we don’t charge broker fees like other websites.
NO SSN OR CREDIT CHECK
No SSN or credit check is necessary to use our services. We bring lenders to you so they can compete for your business and you save. That information only becomes necessary after you choose a lender.
Home Buying
Tips
Home Selling
Tips
About
Mortgages
Mortgage
Calculator
Mortgage
Rates

Average interest rates on 30-year fixed rate mortgages climbed higher this week but surpassed the one year mark of remaining under four percent according to Freddie Mac’s Primary Mortgage Market Survey® (PMMS) for the week ending March 28th, 2013.

Fixed Rate Mortgages:

Interest rates on fixed rate mortgages were up slightly from last week with the 30-year fixed rate mortgage climbing three basis points this week to 3.57 percent with an average of 0.8 points. Mortgage rates for the 30-year fixed mortgage have been under four percent for 53 consecutive weeks. A year ago, the 30-year fixed rate mortgage averaged 3.99 percent.

Average 30-year rates were generally the lowest in the Western portion of the United States where mortgage rates averaged 3.54 percent while the highest rates were reported in the Southwestern area of the country where interest rates averaged 3.61 percent.

The 15-year fixed rate mortgage moved to 2.76 percent with an average of 0.7 points from an average of 2.72 percent last week. Mortgage rates for the 15-year fixed mortgage have been under three percent for 44 consecutive weeks. At this time last year, the 15-year fixed rate mortgage averaged 3.23 percent.

Adjustable Rate Mortgages:

Interest rates for adjustable-rate mortgages were mixed this week with the 5-year Treasury-indexed hybrid ARM averaging 2.68 percent, with an average of 0.6 points, up from an average of 2.61 percent last week. The 5-year adjustable rate mortgage averaged 2.90 percent a year earlier.

The 1-year Treasury-indexed adjustable rate mortgage averaged 2.62 percent with an average of 0.3 points, down slightly from last week’s average of 2.63 percent. A year ago, the 1-year adjustable rate mortgage averaged 2.78 percent.

30-Year Fixed Rate Mortgages US NE SE NC SW W
Average 3.57 3.60 3.59 3.56 3.61 3.54
Fees & Points 0.8 0.7 0.8 0.8 0.8 0.8

15-Year Fixed Rate Mortgages US NE SE NC SW W
Average 2.76 2.79 2.78 2.72 2.82 2.73
Fees & Points 0.7 0.7 0.7 0.7 0.7 0.7

5/1-Year Adjustable Rate Mortgages US NE SE NC SW W
Average 2.68 2.70 2.72 2.76 2.70 2.60
Fees & Points 0.6 0.5 0.6 0.5 0.6 0.6
Margin 2.75 2.76 2.75 2.73 2.75 2.74

1-Year Adjustable Rate Mortgages US NE SE NC SW W
Average 2.62 2.73 2.51 2.75 2.57 2.53
Fees & Points 0.3 0.4 0.4 0.2 0.4 0.3
Margin 2.75 2.77 2.75 2.73 2.77 2.75

The National Mortgage Rate Snapshot One Year Ago One Week Ago
30-YR 15-YR 5/1-YR 1-YR ARM 30-YR 15-YR 5/1-YR 1-YR ARM
Average 3.99 3.23 2.90 2.78 3.54 2.72 2.61 2.63
Fees & Points 0.7 0.8 0.8 0.6 0.8 0.7 0.6 0.4
Margin N/A N/A 2.74 2.76 N/A N/A 2.74 2.75

Tags: 15-year fixed, 30-year fixed, fixed rate mortgage, freddie mac, interest rates, mortgage rates, 5-year hybrid, 1-year treasury

Source:
Freddie Mac

Reported by Shirley Allen

FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at LoanRateUpdate and the offers you have received, you've found the right product and the best rate.
HOW
MORTGAGELOANRATEUPDATE
WORKS
Whether you're looking to refinance your current loan, purchasing a new home or looking for a home equity loan, we make it easy at MortgageLoanRateUpdate. Our questionnaire is simple and quick to use and your information is safely transmitted to us with SSL encryption. With just two minutes of your time, you could have multiple lenders competing for your business which could save you thousands.
ADVANTAGES OF USING
MORTGAGELOANRATEUPDATE
FAST & EASY. DATA ENCRYPTED
Applying to multiple lenders is fast and easy with our one simple questionnaire. Choose the product you’re looking for, take a few moments to answer a few questions and you’re on your way to saving.
NO OBLIGATION. NO HIDDEN FEES
Any of the services on our website are 100% free, there is no obligation to use our services or any hidden fees. We’re not loan brokers so we don’t charge broker fees like other websites.
NO SSN OR CREDIT CHECK
No SSN or credit check is necessary to use our services. We bring lenders to you so they can compete for your business and you save. That information only becomes necessary after you choose a lender.

Average interest rates on 30-year fixed rate mortgages climbed higher this week but surpassed the one year mark of remaining under four percent according to Freddie Mac’s Primary Mortgage Market Survey® (PMMS) for the week ending March 28th, 2013.

Fixed Rate Mortgages:

Interest rates on fixed rate mortgages were up slightly from last week with the 30-year fixed rate mortgage climbing three basis points this week to 3.57 percent with an average of 0.8 points. Mortgage rates for the 30-year fixed mortgage have been under four percent for 53 consecutive weeks. A year ago, the 30-year fixed rate mortgage averaged 3.99 percent.

Average 30-year rates were generally the lowest in the Western portion of the United States where mortgage rates averaged 3.54 percent while the highest rates were reported in the Southwestern area of the country where interest rates averaged 3.61 percent.

The 15-year fixed rate mortgage moved to 2.76 percent with an average of 0.7 points from an average of 2.72 percent last week. Mortgage rates for the 15-year fixed mortgage have been under three percent for 44 consecutive weeks. At this time last year, the 15-year fixed rate mortgage averaged 3.23 percent.

Adjustable Rate Mortgages:

Interest rates for adjustable-rate mortgages were mixed this week with the 5-year Treasury-indexed hybrid ARM averaging 2.68 percent, with an average of 0.6 points, up from an average of 2.61 percent last week. The 5-year adjustable rate mortgage averaged 2.90 percent a year earlier.

The 1-year Treasury-indexed adjustable rate mortgage averaged 2.62 percent with an average of 0.3 points, down slightly from last week’s average of 2.63 percent. A year ago, the 1-year adjustable rate mortgage averaged 2.78 percent.

30-Year Fixed Rate Mortgages US NE SE NC SW W
Average 3.57 3.60 3.59 3.56 3.61 3.54
Fees & Points 0.8 0.7 0.8 0.8 0.8 0.8

15-Year Fixed Rate Mortgages US NE SE NC SW W
Average 2.76 2.79 2.78 2.72 2.82 2.73
Fees & Points 0.7 0.7 0.7 0.7 0.7 0.7

5/1-Year Adjustable Rate Mortgages US NE SE NC SW W
Average 2.68 2.70 2.72 2.76 2.70 2.60
Fees & Points 0.6 0.5 0.6 0.5 0.6 0.6
Margin 2.75 2.76 2.75 2.73 2.75 2.74

1-Year Adjustable Rate Mortgages US NE SE NC SW W
Average 2.62 2.73 2.51 2.75 2.57 2.53
Fees & Points 0.3 0.4 0.4 0.2 0.4 0.3
Margin 2.75 2.77 2.75 2.73 2.77 2.75

The National Mortgage Rate Snapshot One Year Ago One Week Ago
30-YR 15-YR 5/1-YR 1-YR ARM 30-YR 15-YR 5/1-YR 1-YR ARM
Average 3.99 3.23 2.90 2.78 3.54 2.72 2.61 2.63
Fees & Points 0.7 0.8 0.8 0.6 0.8 0.7 0.6 0.4
Margin N/A N/A 2.74 2.76 N/A N/A 2.74 2.75

Tags: 15-year fixed, 30-year fixed, fixed rate mortgage, freddie mac, interest rates, mortgage rates, 5-year hybrid, 1-year treasury

Source:
Freddie Mac

Reported by Shirley Allen

Home Buying Tips
Home Selling Tips
About
Mortgages
HOW
MORTGAGELOANRATEUPDATE
WORKS
FILL OUT THE FORM
It all starts here. Select the loan product you want to apply for and complete the subsequent questionnaire.
WE VERIFY & TRANSMIT TO LENDERS
Once we receive your completed questionnaire we verify a couple vital pieces of information and direct your information to our network of lenders, all within minutes.
REVIEW YOUR OFFERS
With offers in hand you can now compare rates and costs and get the best possible deal. Comparison shopping made easy. You fill out one form and lenders compete for your business.
CHOOSE YOUR LENDER
Congratulations! With the great learning tools we provide for you at MortgageLoanRateUpdate and the offers you have received, you've found the right product and the best rate.
ADVANTAGES OF USING
MORTGAGELOANRATEUPDATE
FAST & EASY. DATA ENCRYPTED
Applying to multiple lenders is fast and easy with our one simple questionnaire. Choose the product you’re looking for, take a few moments to answer a few questions and you’re on your way to saving.
NO OBLIGATION. NO HIDDEN FEES
Any of the services on our website are 100% free, there is no obligation to use our services or any hidden fees. We’re not loan brokers so we don’t charge broker fees like other websites.
NO SSN OR CREDIT
CHECK
No SSN or credit check is necessary to use our services. We bring lenders to you so they can compete for your business and you save. That information only becomes necessary after you choose a lender.